Congratulations on starting your journey of buying or selling your home!
To begin, you want to select an agent that has experience in your market for your goals. Our team is made up of agents that possess years of experience. Fill out the form on the contact us tab to get in touch with a member of our team.
Getting started on the path to home ownership is easy and we are here to guide you along the way!
If you are purchasing, the first step is to get preapproved from a lender. This letter of preapproval will serve as your “Golden Ticket” to begin putting offers in. The J. Beverly Team partners with a great lending staff that has a proven track record of on-time closings, competitive rates, and superior customer service. Check out our Preferred Partner page to get in contact with a lender.
The J. Beverly Team utilizes a revolutionary tool, Real Scout, to get instant alerts when homes hit the market. This gives us the competitive edge in securing early showings.
Clients are also notified of these homes allowing them to decide if they would like to see it in person.
Placing an offer on a home is a huge decision and having the J. Beverly Team on your side makes it an easy process.
Your agent will pull relevant information related to the home. They will provide as much insight and advice for you to make your decision on: purchase price, closing dates, inspection terms, earnest money, and more.
After you have made your decision, the agent will draw up the contract and send it over for signature. From there, our team member will submit the offer to the listing agent to be presented to the seller.
Congratulations on an accepted offer! We are proud to be working alongside you!
From the date the offer is accepted, we are on a countdown to closing date. Closing date is the date the mortgage is finalized and the home is finally yours.
After acceptance, we suggest reaching out to a home inspector to begin the inspection process. You can find some great ones on our Preferred Partner page. After the inspection period passes, the lender will perform an appraisal to get an independent value of the home. Once this is completed, an underwriter will review the appraisal, contact, your financial information before issuing the “Clear to Close.” After that, our team will meet you at the Title Company to sign the documents and hand over keys.
We suggest clients using a lender expect to close in 30-45 days depending on your type of loan.
If you are a cash buyer, this timeframe can be shortened to 7 days.
The title company is a local business that generates the documents needed to close the loan. This includes insurance to make sure there is not a lien on the property, loan documents, and deed recording with the local government.
Taxes and insurance will be collected at closing. The Title Company will calculate how much is owed and ensure that the proper parties are paid at closing.
In regard to insurance, the J. Beverly Team recommends getting multiple quotes to get the best price for insurance.
Every loan package is different with down payment options. However there is an added expense of closing costs.
The J. Beverly Team recommends budgeting 3% of the purchase price for closing costs. These are negotiable however. Depending on the stipulations in the contact, the seller may assist with these costs.
Great question and we would love to answer. There are some websites out there that give you a generated number, but those are not always accurate.
Use the contact us tab at the top of the page to reach out to one of our agents. Unlike those sites, we live in this area and know the market first hand. We take into account many factors that automated machines do not.
We are honor to work alongside you to get the best return on the sale of your home. After a consultation, an agent with the J. Beverly Team will reach out and send over a listing agreement. This form outlines the marketing strategy, listing price, date for sale, and other information.
Of course! Members of the J. Beverly Team are experienced with these types of transactions. This requires an exceptional agent that possesses great communication skills to make sure the deal goes off without a hitch.
Short answer yes…if you want to leave money on the table.
A licensed agent will provide insight, advice, and tools that are not available to the public.
You would not represent your self in court, would you? You would not perform surgery on yourself, would you? Don’t make the same mistake with the sale of your home.